Individual cardholders can select from a range of credit cards provided by State Bank of India. Travel, shopping, eating, and other activities are all rewarded with SBI cards. You will also get cashback and low interest rates, among other items. If you’re in the market for a new credit card, compare the features and benefits of SBI cards to find the one that’s right for you. Premium cards, shopping and travel cards, classic cards, and unique cards are the various styles of SBI cards. Free movie tickets, concierge services, lounge access, balance transfer, flexi payment in EMIs, reward points, online bill payment, and several other benefits are available with each pass.

• SBI ELITE Credit Card, Annual Fee (one-time) – Rs. 4999 + taxes

As the name implies, the SBI ELITE Card is the pinnacle of credit cards. It’s a top-tier credit card with egift coupons, ELITE Rewards, International Lounge access, complimentary Club Vistara membership, domestic airport lounge access, premium security, and more.

Features & Benefits

1. e-Gift Coupons are always welcome – When you enter, you’ll get exciting welcome e-gift vouchers. Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop are among the travel and lifestyle brands available.
2. ELITE Bonus Points on SBI Card – Spending on dining, department stores, and groceries gives you 5X Reward Points.
3. Benefits of Milestones – Earn promised Bonus Reward Points when you spend Rs. 3 lakhs or more per year.
4. Access to the Airport Lounge – 4 complimentary visits to International Priority Pass Lounges outside of India per calendar year (maximum of 2 visits per quarter) and 8 complimentary visits to Domestic VISA/Mastercard Lounges in India per calendar year (max. 2 visits per quarter).

• SBI BPCL Credit Card, Annual Fee (one time) – Rs. 499 + taxes

The SBI BPCL Card is a joint venture between Bharat Petroleum and BPCL. It allows you to save a lot of money on gas. It also provides welcome gift coupons, premium protection, contactless advantage, and many other benefits.

Features & Benefits

1. A token of gratitude – When you pay your joining fee, you’ll get 2,000 Activation Bonus Reward Points. Reward Points will be credited 20 days after the joining fee is charged, and they can be used to buy petrol at BPCL stores, BPCL coupons, or the Shop n Smile rewards catalogue.
2. Return on Investment (ROI) – On fuel transactions at BPCL petrol stations, get 4.25 percent (13X) Reward Points back. Per billing period, you can earn up to 1300 Reward Points. Any transaction up to Rs. 4,000 is qualified for a 3.25 percent + 1% fuel surcharge waiver.
3. Benefits of Reward – For every Rs. 100 spent on groceries, department stores, movies, and dining, you will earn up to 5X Reward Points. For every Rs. 100 spent on non-fuel retail transactions, you’ll receive 1 Reward Point.
4. Benefits of Fuel Independence – At any BPCL petrol pump across the world, get 4.25 percent value back (13X* Reward Points equal to 3.25 percent + 1 percent Fuel Surcharge Waiver for any purchase of up to Rs. 4,000). Get a monthly surcharge waiver of up to Rs. 100, which equates to Rs. 1200 in annual savings.

• SBI PRIME Credit Card, Annual Fee – Rs. 2999 + taxes

The SBI Card PRIME is one of the highest-end credit cards available in India. It provides you with a slew of bonus points and discounts, making it true to its name. Unique PRIME benefits, milestone benefits, complimentary Club Vistara membership, airport lounge access, premium security, and more are all included with the SBI PRIME Card.

Features & Benefits

1. e-Gift Coupons are always welcome – Get Rs. 3000 in exciting welcome e-gift vouchers. Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop are among the travel and lifestyle brands available.
2. PRIME Advantages – With effect from 1 October 2019, you will receive 20 SBI Card PRIME Reward Points for every Rs. 100 spent on standing instructions for utility bill payments. This earning will be capped at 3,000 SBI Card PRIME Reward Points per month. In addition, for every Rs. 100 spent on dining, groceries, departmental stores, and movies, you will receive 10 SBI Card PRIME Reward Points.
3. Benefits of Milestones – If you spend Rs. 50,000 in a calendar quarter, you’ll get a Rs. 1,000 Pizza Hut e-Voucher. Get the Renewal Fee waived on annual spends of Rs. 3 lakhs, and win e-Gift vouchers worth Rs. 7,000 from Yatra.com/Pantaloons if you spend Rs. 5 lakhs!
4. Access to the Airport Lounge – Enjoy four complimentary visits to International Priority Pass Lounges outside of India per calendar year (maximum of two visits per quarter) and eight complimentary visits to Domestic VISA/Mastercard Lounges anywhere in India per calendar year (max. 2 visits per quarter).

Wrapping Up

The State Bank of India provides a variety of credit cards that are customized to the financial needs of cardholders. Finserv MARKETS now offers this exciting collection of different Credit Cards with just a few easy clicks. SBI credit cards offer a variety of perks, ranging from low finance costs to a fantastic rewards program. SBI Credit Cards provide outstanding discounts and incentive points on travel, dining, shopping, and a variety of other activities. You will benefit from things like monthly cashbacks and low interest rates, among other things. If you’re in the market for a new credit card, compare the features and benefits of SBI Credit Cards to find the one that’s perfect for you.