The impact of digitalization and the internet in the banking sector has made banking activities much faster and more efficient. IDFC FIRST Bank’s mobile banking application is directed toward improving customer service, satisfaction, and user experience. The mobile banking app allows users to access their bank accounts anywhere on their mobile phones and complete financial transactions. Therefore, the customers do not have to waste time visiting and standing in queues in banks.
With the IDFC FIRST Bank mobile net banking app at your disposal, you can carry out day-to-day money transactions without any problems. Anyone eligible can download the mobile banking app from the PlayStore or App Store and register his or her name by providing the necessary details.
The banking app offers distinctive features to help users carry out financial transactions effectively. Here are some prominent ones:
- Open an instant bank account online
The IDFC FIRST Bank mobile app allows the customer to open an instant bank account through the app. The online bank account opening process is quick and easy. You are not required to visit the bank and submit hard copies of your KYC documents. All you need is to upload your documents online; the bank will verify your documents through a video call. You need to show your documents in front of the camera during an online verification.
- Instant payment options
By using the internet bank app, you can make bill payments without logging into your account multiple times. You can use the UPI facility to pay your utility bills connected with LPG, electricity, water, DTH connection, and internet within seconds. The app allows you to set up automatic payment instructions for your bill payments before the due dates and help avoid penalties. Customers can access the app round the clock and pay anytime. You do not have to worry about late-night or last-minute transactions.
- Link multiple bank accounts
You can link multiple accounts and access them from a single platform on the IDFC FIRST Bank mobile app. The users can switch between bank accounts in different banks and complete transactions from a respective bank account. They can use the best mobile money transfer app to do person-to-person fund transfers.
The app also helps you get a consolidated report of all bank accounts and individual statements of each account they hold in different banks. They can link any account registered with any recognized banks they hold.
- Secure your transaction with immediate alerts
The IDFC FIRST Bank internet bank app is known for taking adequate security measures to protect customers’ bank accounts and information. You can receive messages and alerts for withdrawals, deposits, upcoming payments, fund transfers, and payments credited. Whenever you access your mobile app, you will receive alerts. The app consistently refreshes and sends updates regarding new transactions on a real-time basis and helps you act immediately on unauthorized log-ins.
- Get instant loans
An instant loan helps you during a financial emergency. A banking app offers personal loans or pre-approved loans to customers through integrated loan apps. If you are eligible for a loan, you can apply for an instant personal loan at a lower rate on the IDFC FIRST Bank mobile app.
The applicant needs to complete minimal documentation for the loan. You will get the loan amount credited to your IDFC FIRST Bank account in a few hours. You can avail a personal loan for anything like education, home renovation, vacation, medical treatment, and marriage.
If you are still looking for the best mobile banking solutions, download the IDFC FIRST Bank mobile app and enjoy personalized customer service.
